Terms and Conditions
Effective: June 3, 2025
This website is owned and operated by The FinLit Zone (“us,” “our,” or “we”). These Terms and Conditions (‘terms” ) govern your use of our website https://finlitzone.com and any services we provide, including our financial education workshops (“services”).
By accessing our website or purchasing our services, you agree to abide by these terms and our Privacy Policy and Disclaimer, both posted on our website. If you do not agree, do not use our website or services.
We may update, change, or replace any part of our terms. When we do, the date when changes were last made will be noted at the top of this page. Please review our terms regularly for the most current information. If you continue to use our website or services after we revise our terms, that means you accept the changes.
Our website is not intended for children under 16. If you are not at least 16, please do not use or access our website or services.
Intellectual Property Rights
Workshops
- The workshops offered by The FinLit Zone are available to users who initiate contact through our website. Once we receive your inquiry, we will discuss workshop details, availability, pricing, and payment methods with you. Workshops are confirmed once full payment is received.
- If you need to cancel a workshop, you must notify us in writing at least seven days before the scheduled workshop date to receive a refund. If we need to cancel or reschedule a workshop, we will notify you as soon as possible and offer you a full refund or an alternative date.
- We reserve the right to modify workshop content or materials, however, such changes will not entitle you to a refund unless the overall nature of the workshop is substantially altered.
- Your participation in our workshops does not guarantee any specific outcomes, results, or certifications unless explicitly stated. Our workshops are customized to match the general needs and interest level of an audience, however, the information conveyed may not apply to individual financial situations. All content is provided for educational and informational purposes only
- Participants are expected to behave respectfully during workshops. We reserve the right to remove any participant from a workshop, without refund, for disruptive, inappropriate, or harmful behavior.
- We may ask clients for permission to record workshops for in-house training purposes, but will not share those recordings with third parties, other than employees, without client consent. This confidentiality extends beyond the end of the agreement.
Security of Payment Information
We do not store complete credit card numbers or payment information. This information is processed through our third-party payment processor. When you use our third-party payment processor to pay for services, you indemnify us and assume all risk or liability for the security of your payment information. You also agree to our third-party payment processor’s Terms and Conditions.
Accuracy of Information
We are not liable at any time if information available on our website is not accurate, available, valid, current, or complete. The information on this website and in any related communications, is for educational and informational use only. It should not be used as the sole basis of making decisions without consulting the appropriate professionals. Any reliance on information on this website is completely at your own risk.
We may update our website from time to time. Although we try to ensure that all information on our website and in related communications and media is accurate and up-to-date, we can not guarantee that to be the case. You acknowledge and agree that it is your responsibility to monitor any changes to our website.
Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages resulting from the use of our website or services.
You acknowledge and agree that we, or anyone else working with us, are not liable for any damages, whether direct, indirect, incidental, consequential, or otherwise, resulting from your use of this website. That use includes, but is not limited to, all the website’s content and information, as well as the products, and/or services presented there.
You acknowledge and agree that your use of the website or our services is at your own risk and you are the only one responsible for the outcome of your actions in connection with your use of either.
You also acknowledge and agree that we, or anyone working with us, are not liable for any damages resulting from:
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- Errors, omissions, service denials, performance failures, delays, interruptions, attacks (hacking, viruses, etc.), or system issues on our website
- Loss of income, data, profits, revenue, business, or goodwill related to our website
- Theft or unauthorized third-party access to your information, even if we were negligent, or
- Any use or misuse of the information, products, or services provided
Disclaimers
All content provided on our website, through our workshops, and related materials is for educational and informational purposes only. We update our website on a regular basis. Although we try to ensure that all information on our website and in related communications and media is accurate and up-to-date, we can not guarantee that to be the case. Your access to and your use of our website, and any information it contains, is completely at your own risk.
You acknowledge and agree that although we may recommend products or services, we do not make any guarantees about results. You acknowledge and agree that outcomes depend on a variety of factors, including those that are beyond our control. Success for one person with a product or service does not mean success for another.
Our site may contain links to other websites and third-parties. We do not control or verify the accuracy, availability or validity of third-party links. We do not warrant, endorse, guarantee, or assume responsibility for their content or products. If you decide to click on links on our website that lead you to a third-party, you are responsible and liable for your actions if you suffer or incur any harm or loss. Any complaints, claims, concerns, or questions regarding third-party providers, should be directed to the relevant third party.
We do not provide financial, tax, legal, or any other professional advice. All the information provided on our site is for informational and educational purposes only. If you have financial or legal questions you should consult a CPA, CFP ®, or a lawyer before taking any action based on information on our website. We disclaim any and all responsibility for any actions you choose to take, or fail to take, as a result of using our website, related materials, or workshops.
You agree and acknowledge that we are not liable for any offensive or illegal conduct of any other participant or user, including you.
You agree to indemnify, defend, and hold harmless our website, The FinLit Zone, and anyone who works for us or partners with us, from any third-party claims, including any reasonable attorney’s fees that stem from you breaching these Terms of Service or violation of any law or third-party rights.
No Warranties
The content, information, products, and/or services on our website are available “as is” and without any warranties of any kind, express or implied, to the fullest extent permissible by law. We do not warrant that the website will be functional or that content, information, products, and/or services provided on this website will be current, uninterrupted, complete, or error-free. We also do not warrant that defects will be fixed or that the website and its content are free of viruses or other harmful components.
Privacy Policy
Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
Severability
If any part of these Terms and Conditions is found to be unlawful, void, or unenforceable, the rest will still apply.
Termination
These terms remain in effect until either you or we decide to end them. You can end them at any time by letting us know you no longer want to use our services, or by simply ending your use of our website.
If we believe that you have broken any part of the terms, we can end the agreement at any time without warning. You will still need to pay anything you owe up to that point, and we may block your access to our services.
Entire Agreement
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